Immowiser

Pricing

  • No credit card needed - start completely free
  • Free gives you one lifetime scenario and compare up to 2 listings - upgrade for deeper workflows
  • Tailored AI explanations by use case and assumptions - not generic fragmented analytics

Immowiser combines deterministic calculations and AI guidance in one connected decision workflow.

Free is intentionally narrow (one scenario, manual inputs, no document extraction, Visuals studio, integrated calculators, portfolio board, or curated market references) so competitors cannot mirror our premium stack from a throwaway account. You still get the same deterministic engine from Assumptions into Results (verdict and KPIs); paid tiers add extraction, deeper compares, Visuals, and the integrated calculator modules. Pro runs recurring operational decisions with extraction quotas. Scale is the recommended tier for advisor-grade throughput: unlimited extraction (fair use), strategy charts, CSV, custom horizons, audit exports, and the deepest AI verdict layer.

Why paid plans convert

Free

First-pass confidence

One scenario, core verdict, baseline hygiene checks.

Best for first validation only.

Pro

Operational decision engine

Confidence stack, stronger compare depth, and operational actionability.

Best for serious private users running recurring deal decisions.

Scale

Audit-grade confidence operations

Highest throughput, deepest diagnostics, and full audit-grade exports.

Built for advisor/B2B flows needing high-confidence operations at scale.

Create free accountCompare Pro & ScaleSign in to upgrade

Free: one lifetime saved scenario and core KPIs — Documents/Visuals stay locked; compare is limited. No bank or card details until you subscribe.

Billing period

Yearly ≈ pay 10, use 12. VAT included at checkout. AGB

Start here

Free

€0

One lifetime scenario

  • Exactly one saved scenario for your first check
  • Core KPIs and deterministic risk flags
  • Core verdict guidance (buy / wait / reject orientation)
  • Decision flow on Free: Deals -> Assumptions -> Calculators -> Results (Documents & full Visuals studio unlock on Pro/Scale).
  • No Deal Doctor, no trigger dashboard, no audit trail layer
  • Calculator hub basics: purchase costs, notary breakdown, and property tax modules.
  • Manual local/municipal entries are available (up to 2 entries) for orientation only.
  • Documents and Visuals workspaces are not included (nav shows a lock) — use manual Assumptions; no compare, full visuals, modernisation module, sensitivity, PDF export, or AI explain.
  • Designed so a free account cannot mirror Pro/Scale extraction, charting, or audit exports — upgrade for the full product.
  • No credit card at signup, and no Excel setup to run your first scenario.
  • No advanced calculator verdict layers or strategy planners
Create free account

Pro

€39/month

Indicative amount - final billed total includes VAT

  • Unlimited saved scenarios; compare up to 5 objects; save up to 3 compare templates
  • Investor vs owner-occupier, cash purchase preset, metrics matching the use case
  • Core Visuals: equity path, cashflow, break-even, ownership; expandable year-by-year schedule (no CSV)
  • Sensitivity, standard PDF export, full modernisation & energy module
  • Advanced calculator modules: rental-tax, repayment schedule table, own-vs-invest sequence, buy-now-vs-save planner.
  • Structured verdict engine: top drivers, key risks, and action plan
  • Confidence depth tier 1: transparent score drivers and practical recommendations.
  • Deal Doctor guided mode with one-click fixes and re-scoring
  • Limited trigger depth; no full audit trail export
  • Manual municipal layer with optional model impact (grant/loan/tax-credit assumptions).
  • Funding payout timing presets: upfront or 3-year spread
  • Document extraction from searchable PDF / .txt: 3 mortgage + 3 exposé extractions per scenario per billing period; 12 successful extractions total per period. Image-only scans need Assumptions or a text export.
  • Concise AI verdict explanation tailored to your active use case and assumptions (not generic dashboard text).

Not on Pro: mortgage fixation strategy charts, schedule CSV export, custom 12-20Y horizon, unlimited document extractions - those are Scale.

Sign in to subscribe

Recommended tier

Scale

€79/month

Indicative amount - final billed total includes VAT

Best when you model many deals, run unlimited extractions, and want advisor-grade charts and exports.

  • Everything in Pro plus compare up to 15 objects and unlimited compare templates
  • Same municipal manual layer as Pro with higher throughput workflows.
  • Custom 5-year payout profile per grant/tax-credit entry
  • Unlimited mortgage & exposé extractions per scenario and billing period (subject to fair use)
  • Mortgage strategy comparison (3 fixation paths, LTV / repayment curves)
  • Year schedule CSV export + custom 12-20Y analysis horizon on Visuals
  • Scale-only strategic calculator intelligence: retirement gap analytics and deeper verdict narratives.
  • Decision-flip triggers: what exactly must change to move verdict tier
  • Confidence depth tier 2: deeper threshold logic across stress paths and financing structure.
  • Advisor-grade trigger dashboard + downloadable decision PDF report
  • Full audit trail depth + export for decision transparency
  • Extended AI verdict narrative with deeper deal-specific reasoning across assumptions, sensitivities, and financing strategy.
Sign in to subscribe
Scenarios vs document extraction quotas

Saved scenarios are unlimited on Pro and Scale. Extraction counts successful document runs per billing period; Pro uses per-scenario limits plus a soft total cap; Scale is unlimited (fair use). Each upload uses one mortgage and one exposé slot. Counters reset when your subscription renews.

If you already have an active paid subscription, plan or billing-interval changes become available at your period end date.

Full plan comparisontap to expand
FeatureFreeProScale
Saved scenarios1 (lifetime)UnlimitedUnlimited
Documents workspace + Visuals studioUpgrade requiredIncludedIncluded
Document extraction (mortgage + Expose)Manual Assumptions only3 + 3 per scenario / period; 12 successful runs total per periodUnlimited (fair use)
Text source for extraction—Selectable PDF / .txt text layer (not image-only scans)Same - searchable PDFs and text files
Investor vs owner-occupier - cash purchase presetCore assumptionsFullFull
Municipal/local program layerUp to 2 manual entries, advisory-onlyUp to 15 entries + optional model impactUp to 120 entries + custom 5Y payout timeline
Integrated calculators coverageCore modules (purchase costs, notary split, property tax)Advanced modules + planning verdictsAll modules incl. retirement gap strategy layer
Decision guidance depthCore verdict and key checksStructured action plan + risk drivers + guided fixesExtended strategy narrative + deeper trigger logic + full audit context
Deal Doctor guided fixes—IncludedIncluded + deeper trigger dashboard
Decision PDF export—Standard PDF reportExtended PDF report with full appendix
Scenario compare objectsUp to 2Up to 5Up to 15
Sensitivity + PDF export—YesYes
Full visuals (equity, cashflow, detailed timeline)—YesYes
Modernisation & energy module—YesYes
Mortgage strategy visuals + CSV + custom 12-20Y horizon——Yes
AI verdict depth—ShortLong

Rows reflect current feature limits and billing tiers (Free, Pro, Scale). Extraction expects searchable PDFs or .txt files.

Plan and billing status stay aligned through automated provider signals and in-app reconciliation checks.