Pricing

  • No card required: start free in under 2 minutes.
  • Free gives you one lifetime scenario attempt and compare up to 2 listings. After that attempt is consumed, workspace access (including saved scenarios) requires an upgrade.
  • AI verdict explanation uses medium-depth, deal-specific reasoning on paid plans; never generic output.
  • Built for both investor-rental and owner-occupier scenarios.
  • Real estate agents, mortgage brokers & financial advisors: elevate every client conversation with audit-friendly diligence memos on Pro/Scale.

Deterministic engine first; optional AI explains your scenario; not generic chat like ChatGPT or ThinkImmo. See comparison

Immowiser combines deterministic calculations and AI guidance in one connected decision workflow for investor and owner cases.

Free is intentionally narrow: one lifetime scenario attempt with core flow access for investor or owner-occupier. After that attempt is consumed, workspace access (including saved scenarios) is locked until upgrade. Pro unlocks operational workflows (documents extraction, templates, post-purchase tracking, location context, portfolio/market boards, and deeper calculator/results layers). Scale unlocks advanced model internals: strategy charts, full schedule depth, CSV/custom horizons, deep confidence/audit layers, and highest-throughput extraction under fair use.

Locked features are replaced by explicit upgrade cards on lower tiers to protect advanced model logic and keep plan boundaries clear.

Why paid plans convert

Free

First-pass confidence

One scenario, core verdict, baseline hygiene checks.

Best for first validation only.

Pro

Operational decision engine

Confidence stack, stronger compare depth, and operational actionability.

Best for serious private users running recurring deal decisions.

Scale

Audit-grade confidence operations

Highest throughput, deepest diagnostics, and full audit-grade exports.

Built for advisor/B2B flows needing high-confidence operations at scale.

Free: one lifetime scenario attempt (major rewrites may count as a new attempt), manual Documents step, and core KPI calculators/results. After that attempt is consumed, workspace access (including saved scenarios) requires upgrade. Extraction and advanced Visuals stay paid. No bank or card details until you subscribe.

Billing period

Yearly billing includes a discounted annual total versus monthly. Displayed plan prices are excl. VAT. AGB

Start here

Free

€0

One lifetime scenario attempt

  • Exactly one lifetime scenario attempt for your first full check
  • After that attempt is consumed, workspace access (including saved scenarios) is locked until upgrade
  • Major rewrites may count as a new attempt
  • Core KPIs and deterministic risk flags
  • Core verdict guidance (buy / wait / reject orientation)
  • Decision flow on Free: Deals -> Documents (manual) -> Assumptions -> Calculators (core) -> Results.
  • No Deal Doctor, no trigger dashboard, no audit trail layer
  • Calculator hub basics: purchase costs, notary breakdown, and property tax modules.
  • Manual local/municipal entries are available (up to 2 entries) for orientation only.
  • Documents workspace is available in manual mode; extraction and document-risk cockpit are paid. Visuals studio stays paid-only.
  • Designed so a free account cannot mirror Pro/Scale extraction, charting, or audit exports; upgrade for the full product.
  • No credit card at signup, and no Excel setup to run your first scenario.
  • No advanced calculator verdict layers or strategy planners
  • Advanced model internals stay hidden on Free; upgrade cards guide next steps

Pro

19.99 excl. VAT/month

Final VAT is calculated by Stripe at checkout.

  • Unlimited saved scenarios; compare up to 5 objects; save up to 3 compare templates
  • Investor vs owner-occupier, cash purchase preset, metrics matching the use case
  • Owner-occupier path with buy-vs-rent context and owner-specific KPI framing
  • Core Visuals: equity path, cashflow, break-even, ownership; expandable year-by-year schedule (no CSV)
  • Sensitivity, standard PDF export, full modernisation & energy module
  • Advanced calculator modules: rental-tax, repayment schedule table, own-vs-invest sequence, buy-now-vs-save planner.
  • Structured verdict engine: top drivers, key risks, and action plan
  • Confidence depth tier 1: transparent score drivers and practical recommendations.
  • Deal Doctor guided mode with one-click fixes and re-scoring
  • Limited trigger depth; no full audit trail export
  • Manual municipal layer with optional model impact (grant/loan/tax-credit assumptions).
  • Funding payout timing presets: upfront or 3-year spread
  • Document extraction from searchable PDF / .txt: 3 mortgage + 3 exposé extractions per scenario per billing period; 12 successful extractions total per period. Image-only scans need Assumptions or a text export.
  • Concise AI verdict explanation tailored to your active use case and assumptions (not generic dashboard text).
  • Scale-only strategic layers remain locked/hidden on Pro

Not on Pro: mortgage fixation strategy charts, schedule CSV export, custom 12-20Y horizon, unlimited document extractions - those are Scale.

Scenarios vs document extraction quotas

Saved scenarios are unlimited on Pro and Scale. Extraction counts successful document runs per billing period; Pro uses per-scenario limits plus a soft total cap; Scale is unlimited (fair use). Each upload uses one mortgage and one exposé slot. Counters reset when your subscription renews.

If you already have an active paid subscription, plan or billing-interval changes become available at your period end date.

Full plan comparisontap to expand
FeatureFreeProScale
Saved scenarios1 lifetime scenario attempt; after it is consumed, workspace access (including saved scenarios) requires upgradeUnlimitedUnlimited
Documents workspace + Visuals studioDocuments manual mode; Visuals upgrade requiredIncludedIncluded
Document extraction (mortgage + Expose)Manual mode only (no extraction)3 + 3 per scenario / period; 12 extraction runs total per periodUnlimited (fair use)
Text source for extraction; Selectable PDF / .txt text layer (not image-only scans)Same - searchable PDFs and text files
Investor vs owner-occupier - cash purchase presetCore assumptionsFullFull
Use-case coverage (investor + owner-occupier)Core orientation onlyMode-specific workflow copy + KPI framingMode-specific workflow copy + deeper diagnostics
Municipal/local program layerUp to 2 manual entries, advisory-onlyUp to 15 entries + optional model impactUp to 120 entries + custom 5Y payout timeline
Integrated calculators coverageCore modules (purchase costs, notary split, property tax)Advanced modules + planning verdictsAll modules incl. retirement gap strategy layer
Decision guidance depthCore verdict and key checksStructured action plan + risk drivers + guided fixesExtended strategy narrative + deeper trigger logic + full audit context
Deal Doctor guided fixes; IncludedIncluded + deeper trigger dashboard
Decision PDF export; Standard PDF reportStandard PDF report (same base export as Pro)
Scenario compare objectsUp to 2Up to 5Up to 15
Sensitivity + PDF export; YesYes
Full visuals (equity, cashflow, detailed timeline); YesYes
Modernisation & energy module; YesYes
Mortgage strategy visuals + CSV + custom 12-20Y horizon; ; Yes
AI verdict depth; Medium-depth operational explanationMedium-depth operational explanation

Rows reflect current feature limits and billing tiers (Free, Pro, Scale) across investor and owner-occupier workflows. Extraction expects searchable PDFs or .txt files.

Plan and billing status stay aligned through automated provider signals and in-app reconciliation checks.