| Saved scenarios | 1 (lifetime) | Unlimited | Unlimited |
| Document extraction (mortgage + Expose) | Manual Assumptions only | 3 + 3 per scenario / period; 12 total successful runs / period (soft cap) | Unlimited (fair use) |
| Text source for extraction | — | Selectable PDF / .txt text layer (not image-only scans) | Same - searchable PDFs and text files |
| Investor vs owner-occupier - cash purchase preset | Core assumptions | Full | Full |
| Municipal/local program layer | Up to 2 manual entries, advisory-only | Up to 15 entries + optional model impact | Up to 120 entries + custom 5Y payout timeline |
| 3-way scenario compare | — | Yes | Yes |
| Sensitivity + PDF export | — | Yes | Yes |
| Full visuals (equity, cashflow, schedules in app) | — | Yes | Yes |
| Modernisation & energy module | — | Yes | Yes |
| Mortgage strategy visuals + CSV + custom 12-20Y horizon | — | — | Yes |
| Extended AI verdict narrative | — | Short | Long |